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No More Guesswork: Expert Guidance to Maximize Your Federal Benefits

Get a free benefits review to help you make informed decisions about your federal retirement.

Plan Smart, Retire Confidently

Maximize Your Federal Benefits with Expert Guidance

Peace of Mind

Our experts provide clarity around your federal retirement benefits, so you can stop worrying and start planning confidently.

Maximized Savings

We help you identify strategies to make the most of your TSP and other retirement options, ensuring your savings last as long as you do.

Personalized Federal Retirement Planning

We offer personalized retirement strategies specific to federal employees in [Your City], ensuring you make informed decisions for a secure future.

Expert Guidance

With decades of experience in federal retirement systems, our team provides advice tailored to your specific needs and goals.

Plan Smart, Retire Confidently

Because Your Federal Benefits Deserve Expert Guidance

Are you a Federal or USPS employee nearing retirement? Don’t leave your future to chance. At BFS, we specialize in federal retirement benefits and can provide you with a personalized benefits review—completely free of charge. Our expert advisors will help you understand your options, maximize your savings, and ensure you’re prepared for the future.

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Plan Smart, Retire Confidently

Because It’s Time To Seek Retirement Advice From Experts

BFS is dedicated to helping Federal and USPS employees navigate the complexities of their retirement benefits. With decades of expertise in federal retirement systems, we provide personalized financial planning and advice to ensure our clients can retire with confidence. Whether you need help with TSP management, estate planning, or simply understanding your federal benefits, our team is here to guide you every step of the way.

Plan Smart, Retire Confidently

Maximize Your Federal Benefits with Expert Guidance

Detailed Analysis of Your Federal Benefits

We break down the complexities of FERS, CSRS, TSP, and supplemental savings options to help you understand your full range of benefits.

Strategies for Healthcare Costs

Plan for potential healthcare expenses and ensure you’re prepared for any medical needs in retirement.

Holistic Retirement Planning

Our services cover everything from retirement strategies to estate planning, giving you a comprehensive retirement solution.

Because It’s Time To Seek Financial Advice From Experts

We’re Here to Help You Maximize Your Retirement Benefits

Retirement planning can be complex, but you don’t have to navigate it alone. At Bodwin Financial Solutions, we specialize in helping Federal and USPS employees understand and optimize their benefits. Whether it’s understanding your TSP, federal retirement system, or planning for healthcare costs, we’ve got you covered with personalized advice.

We’ll take the guesswork out of retirement so you can focus on what matters most—your future and peace of mind.

Personalized Benefit Analysis

Get a detailed review of your federal benefits, ensuring you’re maximizing your retirement entitlements.

Secure Your Financial Future

We help you develop a personalized strategy to protect your savings and make informed decisions.

Expert Retirement Planning

With decades of experience, our team offers expert guidance to simplify complex federal benefit systems.

Peace of Mind

Feel confident knowing your financial future is in capable hands. We’re here to support every step of your retirement journey.

Plan Smart, Retire Confidently

Plan Smart, Retire Confidently with Expert Guidance

100%

Personalized Retirement Plans

50+

Benefits Analyzed

1,000+

Federal Employees Served

Navigating federal retirement benefits can be confusing. At Bodwin Financial Solutions, we make it simple. Whether it’s understanding your TSP, maximizing your savings, or planning for healthcare costs, our expert team is here to guide you every step of the way. Let’s ensure you retire with confidence and financial security.

Hear What Our Clients Say

Edna

Thanks Gigi! It was a pleasure meeting with you. Thank you for all your help! Others in the office said we should speak with you.

John

Again thanks so much for your help in this matter, it made this so much easier for me.

Debbie

It is sad that one needs a consultant to figure out how to retire, but it is the reality and you filled a critical need for us. My retirement from the Postal Service would have been a disaster, possibly still pending, and a bigger source of anxiety for us without your help. Thank you again.

What is the difference between FERS and CSRS retirement systems?

FERS (Federal Employees Retirement System) and CSRS (Civil Service Retirement System) are two distinct federal retirement systems. FERS is the newer system for employees hired after 1987 and includes Social Security benefits, while CSRS is for those hired before 1984 and does not. Our team can help you understand which system applies to you and how to maximize your benefits.

How can I maximize my Thrift Savings Plan (TSP)?

Maximizing your TSP involves contributing as much as possible, especially to take full advantage of any matching contributions, choosing the right investment options based on your risk tolerance, and understanding withdrawal rules. We provide personalized advice to ensure your TSP aligns with your retirement goals.

When should I start planning for retirement as a federal employee?

It’s never too early to start planning! However, we recommend beginning detailed retirement planning 5-10 years before your intended retirement date to ensure you maximize your benefits and avoid any last-minute surprises.

How do I know if I’m eligible for retirement benefits?

Eligibility for retirement benefits depends on your years of service, age, and which retirement system (FERS or CSRS) you’re under. Typically, you need at least 5 years of federal service to be eligible for retirement. We can help assess your specific situation and eligibility.

What happens to my TSP when I retire?

When you retire, you can leave your money in the TSP, roll it over into another retirement account, or begin taking withdrawals. Understanding the tax implications and timing of these decisions is crucial, and we provide guidance to help you make the best choice.

How do I plan for healthcare costs in retirement?

Healthcare is a major concern for retirees. We help you evaluate your options for FEHB (Federal Employees Health Benefits), Medicare, and long-term care insurance, ensuring that your healthcare needs are covered and your out-of-pocket costs are minimized.

Can I retire early as a federal employee?

Yes, but early retirement may reduce your benefits depending on your age and years of service. We can analyze your situation to see if early retirement is financially feasible and provide strategies to mitigate any benefit reductions.

info@justaskbfs.com

877-447-8004