Privacy Policy

Web Site Terms and Conditions of Use

1. Terms

By accessing this website, you are agreeing to be bound by these website Terms and Conditions of Use, applicable laws and regulations, and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trademark law.

2. Use License

Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Bodwin Financial Solutions's site for individual and non-business use only. This is just a permit of license and not an exchange of title, and under this permit, you may not:

- Modify or copy the materials;

- Use the materials for any commercial use, or for any public presentation (business or non-business);

- Attempt to decompile or rebuild any product or material contained on Bodwin Financial Solutions's site;

- Remove any copyright or other restrictive documentations from the materials; or

- Transfer the materials to someone else or even "mirror" the materials on other servers.

This permit might be terminated if you disregard any of these restrictions and may be ended by Bodwin Financial Solutions whenever deemed necessary. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your possession whether in electronic or printed form.

3. Disclaimer

The materials on Bodwin Financial Solutions' site are provided "as is". Bodwin Financial Solutions makes no guarantees, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Bodwin Financial Solutions does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet site or otherwise relating to such materials or on any sites linked to this website.

4. Constraints

In no event shall Bodwin Financial Solutions or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Bodwin Financial Solutions's Internet site, even if Bodwin Financial Solutions or a Bodwin Financial Solutions authorized representative has been notified orally or in writing of the possibility of such damage. Since some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Amendments and Errata

The materials appearing on Bodwin Financial Solutions' site could include technical, typographical, or photographic errors. Bodwin Financial Solutions does not warrant that any of the materials on its site are accurate, complete, or current. Bodwin Financial Solutions may make changes to the materials contained on its site at any time without notice. However, Bodwin Financial Solutions does not make any commitment to update the materials.

6. Links

Bodwin Financial Solutions has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Bodwin Financial Solutions of the site. Use of any such linked website is at the user's own risk.

7. Site Terms of Use Modifications

Bodwin Financial Solutions may revise these terms of use for its website at any time without notice. By using this site, you are agreeing to be bound by the then-current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Bodwin Financial Solutions' site shall be governed by the laws of the United States without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Website.

Privacy Policy

Your privacy is critical to us. Likewise, we have established this Policy so that you understand how we collect, use, communicate, disclose, and make use of personal information. The following outlines our privacy policy:

- Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.

- We will collect and use personal information solely for the purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.

- We will only retain personal information for as long as necessary to fulfill those purposes.

- We will collect personal information by lawful and fair means, and, where appropriate, with the knowledge or consent of the individual concerned.

- Personal information should be relevant to the purposes for which it is to be used, and to the extent necessary, should be accurate, complete, and kept up to date.

- We will protect personal information by using appropriate security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification.

- We will promptly provide customers with access to our policies and procedures for the management of personal information.

We are committed to conducting our business in accordance with these principles to ensure that the confidentiality of personal information is protected and maintained.

Text Messaging and A2P 10DLC Compliance

Bodwin Financial Solutions may use Application-to-Person (A2P) text messaging to communicate with customers who have opted in to receive such messages. We adhere to all applicable laws and regulations regarding A2P 10DLC messaging, including:

- Opt-in Consent: We obtain explicit consent before sending any text messages to customers.

- Data Protection: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All text messaging opt-in data and consent information will not be shared with any third parties.

- Opt-out Process: Customers can opt out of receiving text messages at any time by replying "STOP" to any message received from us.

- Message Frequency: Message frequency may vary based on the nature of communications. Standard message and data rates may apply.

- Support: For assistance with our text messaging service, reply "HELP" to any message or contact us at [email protected] or 1-877-447-8004.

User Rights and Data Security

- We collect and use personal information solely for the purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will only retain personal information for as long as necessary to fulfill those purposes.

- We implement appropriate technical and organizational measures to protect personal information against unauthorized access, disclosure, alteration, or destruction.

- Individuals have the right to access, correct, or delete their personal information held by us. To exercise these rights, please contact us using the information provided at the end of this policy.

Contact Information

For privacy-related inquiries or to exercise your data rights, please contact us at:

- Email: [email protected]

- Phone: 1-877-447-8004

- Address: 9325 Lyonswood Drive, Owings Mills, MD 21117