Worried About a Federal RIF? Let's Get You Answers & Control

Okay, Let's Talk RIFs: Feeling the Anxiety? You're Not Alone.

Alright, deep breath. If you're a federal employee, hearing whispers (or shouts) about a potential Reduction in Force (RIF) can send your stomach into knots. It's that sudden jolt of "What does this mean for me?" – for your career, your family, your finances. Let's be real, it's stressful, and your head is probably swimming with questions.

Hi there, I'm Gigi Bodwin, founder of Just Ask BFS. Look, our passion is helping federal employees like you map out that journey to life after federal service. But sometimes, life throws a curveball like a RIF, and suddenly that timeline feels rushed, chaotic, and frankly, pretty overwhelming.

We see you. Whether retirement felt like it was just around the corner or still years down the road, a RIF can feel like it pulls the rug right out from under your plans. It’s okay to feel uncertain. But here’s the good news: knowledge is power, and we’ve put together something specifically designed to give you back a sense of control.

Your Roadmap Through RIF Uncertainty: The Blog Series & Podcast

We've created a special multi-part blog series and podcast because we know you need clear, straightforward answers now. This isn't a one-size-fits-all deal; you can jump straight to the topics that are hitting home for you right now. We're breaking down things like:

• VERA (Voluntary Early Retirement): What does an "early out" actually look like?

• VSIP (Buyouts): Understanding those Voluntary Separation Incentive Payments.

• DSR (Discontinued Service Retirement): What happens if your job is eliminated?

• And if none of those apply? We'll dig into how a RIF impacts your FERS or CSRS pension, your health benefits (FEHB), life insurance (FEGLI), and more.

When potentially millions of federal employees are facing this, getting clear, reliable information isn't just nice—it's absolutely essential.

Take Back Control: Know Your Numbers

Here’s our core belief: when you know your numbers, the path forward becomes clearer. Understanding your potential retirement income, what your benefits are worth, severance possibilities – that clarity cuts through the anxiety and makes your decisions feel less like guesswork and more like informed choices.

So, let's do this. Let's replace that uncertainty with facts. You can dive into the blog series and podcast right now. Plus, we've tucked in extra helpful resources along the way to make sure you feel supported and prepared.

Ready to take that next step and get some clarity? Click below to get started. You've got this.